I have SBI Life – Unit Plus II Plan Policy which has matured on 31/03/2012 itself. When I contacted the Bombay office, I was told due to annual closing activities, it would be paid after 15 days. Why such time stipulation for settling maturity claim. I have invested Rs 50000/ per year for 5year term and it is unit linked policy. I am not benefited by it. While investment, I was cheated by tactical words. I was not aware of full details of the policy. I could have paid tax itself instead of investing in this. Had I deposited in Bank, I would have benefitted to better extent. My doubt is how these people say so that due to annual closing works, we can not settle the money. But will they keep quite without inviting the new policies, for the same reason. And that too, when I asked over phone only this was disclosed. Before that, I sent so many mails. For that there was no proper response from claims dept and info dept and complaint dept. Can I claim overdue interest for the undue delay? Today also I contacted Bombay office, there is no proper response. For courtesy sake, to pacify me, some answer they could have given me. But in vain. Today is 16th day. They didn’t give credit to my account. What is my next action in this regard. Am I a beggar? I have several expenses to meet with. I couldn’t understand. Please give me your valuable guidance. Thanking you