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Second Hand Car Insurance .

Hello Sir ,

This time a quite strange thing happen.
I purchased SX4 (2nd hand ) in Feb 2013 , the insurance is till 17th july 2013 of Rs. 3,00,000 /- and premium paid was of approx Rs.9000/- . Now as we dont know from which agent the policy was done , I contacted a person (relative) who is insurance agent , He sent one person who just over-viewed our car , clicked some pictures , filled up a job sheet and mentioned all the details in that about the car.
As we have already given a blank cheque to our relative , A whooping cheque of Rs.18000/- was paid for the insurance of Rs. 5,00,000/- .
I dont understand My SX4 is of white colour not Gold plated (Which is also depreciating) the value of Car Increased 66.67 % .

I request you all to give a prompt suggestion against this as the Validity of previous car insurance is till 17th July 2013 , coming Wednesday. Is it possible to get my money back ?

Regards

Rohan !

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