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Searching for Financial Products which can give me more than 12% return ?

I am reading your first book – “16 personal finance principles every investor should know”.  Done with two chapters. Fortunately I purchased a term plan..in just the nick of time. I do understand now why the typical insurance cum investment products are food for nothing.

But how can I search products which will give me 12%,CAGR? This is per your examples in the book. I Want to start investing 5k in such products. Like accumulating 1 crore per your table in the book.

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