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SBI Maxgain Wrong EMI Calculation ?

Hi,

I am having a simple question:

If by mistake, the EMI is wrongly calculated by bank and deduction is happening at higher side, whether the customer can have any benefit as he will be paying higher EMI ? Because many a times I have seen people suggesting to have a higher EMI to get the loan closed early etc.

What should be EMI of a SBI Maxgain scheme for amount of Rs.28 Lacs for 20 years at 11%? Are there any additional charges for SBI Maxgain scheme ?

 

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