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SBI MAXGAIN Home loan – what are Pre EMI options

SBI MAXGAIN Home loan – Pre EMI options

I am planning for a SBI MAxgain home loan, the projects complets in 18 months but for the first 12 months I cannot pay full EMI,

Is there an PRE-EMI Option in SBI MAXGAIN to pay only the interest for loan amount disburshed?
An agent said that then I should opt for SBI YUVA loan, which I do not want to.
Please do let me know the option

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