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SBI MAX gain

I am planning to take SBI MAX Gain House loan

Property Value 45L, and it is under construction. Expected hand over in Jun 2014. Now more than 70% completed.

I want to contribute 30L from my savings and loan is planned for 15L.

Please clarify my following question

I have already made 20% contribution 9L.Can I ask bank to do the disbursement of 15L immediatley after loan sanction and I contribute my part later stage?

Will the Full EMI starts after final disbursement? Can we start Full EMI during the part disbursement?

 

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