What would happen / possible financial ways to sell a house bought with 65% housing loan (cost rs.80 lacs) after 4 yrs. of repayment (total repayment period 20 yrs.) , sale forced due to job loss, and not having EMERGENCY money to pay the future installments, though during 4 yrs. the cost of house is appreciated @50% ? The buyer could be with idea to buy with the similar loan arrangement, but with other institute. Would the owner would get profit , apart from using the house for 4 yrs. or loss/?