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Retirement Planning. Should I continue ?

Hi,

For the last 6 years, I have regularly invested in MF via SIP and few lumpsump during recession times.

Total balance is around 46 Lakh now.  I am 32. 

I am thinking should I stop contributing ( contributing 40K per month ) as this amount with 12% in 20 years can grow to 4.4 Crores which should be fine for a Middle Class Retirement..

Let me know

 

 

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