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Reliance Guaranteed Money Back Plan – Shall i continue?

Hi,

Bought Reliance’s Guaranteed Money Back Plan – on March 2014 with annual premium of Rs.97,000.

Policy term 15 Years and Policy paying term 10 Years.

Return will be like this

March 2025 to 2028 – Rs.131,330

March 2029 – rs. 350,215 plus loyalty and maturity addition of Rs.262,650 and Rs. 131,330.

Shall i continue this for 10 years or to make as paid up after 3 years? Need advice.

I have Term Plan for Rs. 75 Lakh and my kid is 28 months old.

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