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Regarding SBI Max Gain

Hi,

I have sbi max gain home loan account . I know that I cannot withdraw any money till full disbursement is done. However I want to ask if I put some extra money other than EMI , would this money be considered as a part of margin money.

for example if I have loan of 50l and my margin is 20l .if I have taken 10l till now but also deposited 1l would the margin can be taken from this account

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