Dear All,
1) I am trying to clear my educational loan . Is there any possibility, that bank will reduce the loan amount(10% of total value pending) through request / any legal formality or by any means?
2) If they accepted, will it affect my future loan requests in other banks?
3)I don’t have a CREDIT card! So, I don’t have a CICBIL score! Am i right?
4)They have my PAN CARD copy. Will they declare me as a defaulter & close the loan, if they accept my request! Will it again affect my future loan requests in other banks?
Thanks
Satheesh.A