1) What happens when one takes a 5 year RD and stops paying after, say, 5 months?
2) Can one take a RD of 1000 per month for 5 years and if having surplus during some months make a higher contribution (Say Rs. 1500)?
My intent is to lock in the current high RD rates [which in my analysis, will not last longer] as part of my overall asset allocation across Euity and Debt but I am not too interested in putting large monies in RDs.