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Questions on SBI Maxgain Loan Withdrawing Power ?

Dear Sir,

I have taken SBI Max Gain Loan 5 years back. My sanctioned amount was Rs. 9,98,000. As on date my Drawing Power shows balance of Rs 8,71,000/-.

Can you please suggest reasons for the difference between Sanctioned amount and Drawing Power. Secondly I want to withdraw Rs. 1,50,000/- from my OD account. Can I Do that.

Thanks

Ravi

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