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Question from [[Best & Worst Credit Card in India as per Survey]]

well now i already know most of the things about Credit Card ,but still i have few question from [https://www.jagoinvestor.com/2012/07/best-credit-card-in-india-review.html]

there is a survey done on that page known as  [[Best & Worst Credit Card in India as per Survey]]

1>Intrest Rate of HDFC and SBI Bank is [2.89] which is high and its in Green colour which shows its best ,so whats good if my Intrest rate is high ?
2>Same Question for [Fees and charges] 
3>what benifit and reward do we get through a credit card ? 
4>If we buy any thing of Rs 1000 ,espicially online than what will be the charges on my card ,if higher or lower than 1000 than why ?
Thanks !

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