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Query on Nomination in the Term Plan

Hi,

I have recently taken a term plan and have a query regarding the nomination details.

My first family includes my parents, wife and 1.5 years old child. I made my wife as the nominee in the term plan. I like to ensure that my child gets the sum assured if something happens to both me and my wife. Please suggest how to fill the nomination form in this case.

Secodly, I assume the nomination details can be changed at any time during the tenure of the policy. please clarify.

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