Hello everyone. I have two savings accounts. One with HDFC Bank and and one with SBI. I use one account for savings and investments and the other one for daily expenses. Sometime back i made some fixed deposits greater than 15 lacs in HDFC Bank and they converted my account from regular to Preferred without taking a consent from me. I recently read this article “Should you become Priority Banking Customer? Are their any advantages ?” by Manish, here is the link, https://www.jagoinvestor.com/2013/07/priority-banking-review-good-or-bad.html Now i am thinking of deraising the account to regular. Should i do it or should i wait till i have the FDs with the bank? Any suggestions will be helpful.