I have home loan with SBI (2 year old) as well as I have started investing in PPF.
If I put surplus amount in Maxgain account then would save interest 10% on that surplus amount but if I put same surplus amount at PPF I would gain 8.5% on it and effectively I would be paying only 1.5% interest on Homeloan from my pocket for the amount which i invested in PPF rather than loan.
So What should I concentrate more ? HomeLoan or PPF ? But I feel, from long term perspective, investing in PPF would build good balance for future. What is experts opinion ?