Hi,
Right now this is my portfolio, I am doing SIP in
HDFC Top 200 – 2000 per month
HDFC Prudence – 3000 per month
PPF for tax saving for about 50k per year.
1. I dont want to add debt MF to my MF portfolio…!! Is this correct..?
2. Now i want to start a SIP(3000). Which one of the following will fine tune my portfolio for better returns and reducing risk..?
option 1: Add a diversified equity fund to the portfolio.
option 2: Add a the 3000 to the existing fund in the portfolio.
option 3: Add a small cap / mid cap fund to the portfolio.
option 4: As i am still learning, you want to give your suggestion as option 4.
Thanks a lot.
Special thanks to manish, ashal and many more.
Kalyan
p.s:- I am looking at a long term perspective of more than 5 years.