I AVAILED PMRY LOAM FROM CENTRAL BANK OF INDIA,THAT TIME THE BANKER INSISTED ME TO GIVE COLLATERAL SECURITY.SO,I GIVEN THIRD PARTY COLLATERAL TO THE BANK.AT PRESENT SOME OUTSTANDING AMOUNT IS PENDING AGAINST MY LOAN.NOW,THE BANKER TRYING TO ATTACH MY THIRD PARTY COLLATERAL PROPERTY.THE PMRY LOAN IS ALSO CALLED “COLLATERAL FREE LOAN ” OR “NOT COMMERCIAL LOAN” —-THIS CAPTIONS ARE GIVEN BY THE GOVT AUTHORITIES AND MINISTRIES.BASED ON THEIR WORDS WE ARE GETTING LOANS FROM THE BANKS. IS THE SCHEME IMPLEMENTATION IS RIGHT AS PER SCHEME NORMS? AND I MADE COMPLAINT TO BANKING OMBUDSMAN.MY VIEW IS,THIS SCHEME VIOLATIONS ARE PURELY DEFICIENCY IN SERVICE AND BANKING OMBUDSMAN IS VERY LOYAL TABLE AND THEIR DECISION WILL CONTROL THE BANKING UNETHICAL PRACTICES.IS THE BANKING OMBUDSMAN ONLY THE FINAL APPELATE AUTHORITY TO THE BANKING RELATED COMPLINTS ? OR ANY OTHER CHANNALS ARE THERE APART FROM OMBUDSMAN ?IN INDIA ANY OTHER ISSUES WERE HANDLED THROUGH SUPREME COURT ?PLS GUIDE ME TO PROCEED FURTHER.THANK YOU.