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Please help me in understanding my housing loan statement

Dear sir,

can you pls explain me my account statement. My loan is partially disbursed. As of today I have parked Rs. 3,75,000 of surplus amount in my account. My emi of 19,599 has started from Aug’13. Does my parked amount reflect in the statement and am I benefited with this amount.

Account Details
Account Number XXX
Description SBI H L MAXGAIN AUG12
Name Mr. SACHIN VASANT BHOINALLU
Book Balance -9,39,698.50
Available Balance 8,20,814.50
Limit 17,60,513.00
Uncleared balance 0.00
Drawing Power 17,60,513.00
Currency INR
Rate of Interest (% p.a.) 10.25%
Lien Amount 0.00

Regard’s

Sachin

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