Hi, I had placed an application to convert my dads savings account to savings plus account with a threshold of 10000. The branch executive converted it, amount of 50000 above threshold of 10000 has been converted to a single MOD. I was of the view that 50000 would be converted into 50 MOD units, each unit of Rs. 1000/- so that LIFO method can be followed during withdrawal. I am confused. SBI branch guys have no in depth knowledge about this. It would be helpful if you can guide me further. Thank You.