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Please clarify the Credit card settlement and Payment doubts.

1)I have two creditcards with outstanding from past7months because of that two credit cards accounts closed,If i clear entire amount then in CIBIL MY STATUS WILL BE SETTLED OR Null?
2)I will get loans and creditcards from that banks in future?It may take how many months after clearing entire dues?
3)They will remove my name from cibil after paying entire amount?
Please help me….
Regards,
Anil
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