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Personal Accident Insurance from Public Insurer

Hello,

I am planning to buy a PA policy from one of the Public sector insurers. Is there any particular reason why, among the four, I should choose one over the other? The IRDA Annual Report for 2011-12 says that National and United India have the most number of policies/persons covered under Individual PA Insurance. Would it be better if I go with either of these two? In the same report, I could not find any Claim Settlement figures for these policies by these insurers. Does anyone here have any idea about that?

Thank You.

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