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Personal Accident Insurance and Critical Illness Insurance for Handicapped Person

Dear Concern,

I am ramesh and working in a software company at New Delhi and i am orthopedically handicapped (POLIO) affected on my left leg only which is 75%, i would like to purchase a Personal Accident Insurance and Critical Illness Insurance, i enquired with many general insurance companies, while enquiring thye just say that for the disability persons we cannot offer these kind of insurance.

So please suggest me, do i have any other options to purchase above mentioned insurance for me.

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