Hello All,
I need information regarding partial or total disability insurance. I am NRI and have enough term insurce (including accidental cover).
But i am thinking if some thing happens and get partial or permanent disability, then what? Is there any insurance product in market which covers both types of disability?
One important thing, that product should have premium waiver facility as well. Because, someone won’t be able to work if he or she is physical disabled.
I tried to search a lot but most of them either have partial or total disability cover but missing premium waiver facility 🙁