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Options available in NPS at the time of retirement.

Respected Sir,

As of now, I want to know weather i have the option of withdrawing whole amount from NPS account at time of my Retirement, or is it compulsory that i get only pension , and no lumpsum amount from NPS . Also can my retirement age be flexible,say if i want to retire at age of 55yrs.  than can i opt for pension at that age from NPS.

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