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Online term plan and Live mint news article

Hi Manish and Team,

I am planning to buy the Online term insurance plan. However, I came across this recent article which mentions online term plans are not scientifically priced and this will get reflected in the claims settlment ratio. Please refer to Question no. 5 in this link

http://www.livemint.com/Money/Jfic2mD98UciyA92fLyxZK/Online-term-plans-are-not-scientifically-priced.html

I would like to know your thoughts on this?

Many thanks,

SG.

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