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Online Term Insurance Plan for unmarried guy

Hello, my name is Naveen and I am 28 years old unmarried guy. Want to buy a Term Insurance plan for Rs. 50 Lacs..but confused with certain things..

1. Online v/s Offline – what could be the best way of buying one policy. ?

2.  Considering the inflation an amount of Rs. 50 lacs would be somewhere around half of it by next 10 – 12 years, so I am really afraid what will it be after 30 years. Please suggest if this thing could be taken care of in any existing Term plans.

3. Will be really thankful if one could suggest the best 3-4 term insurance plans.

 

Thanks

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