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Need your help for financial planning…Please help

Hi…I am a working female aged 30….we use my husband’s income for expenditure and want to make correct investments from my earnings for our future and our  daughter’s future who is under one year of age. I am currently earning 30,000 p.m. I want to share our plan for investing this amount

1. Around 10000 in PPF for my daughter

2. Rest of money in mutual funds….primarily GOLD ETF and another.

Need your advice if the above planning will work fine for us ?

And which are the other good MF u suggest for long term saving ?

Putting money in Gold ETF is right move ?

I have HDFC life sampooran samriddhi plan as well of which i am paying annual premium of Rs. 25,000/-.

Thanks and Regards.

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