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Need suggestions on investment and LIC Policy

Hi ,

I am beginner in IT world and getting 3 Lac Annually. As my age is also 25 years and i want to take good and sound decision for my future regarding investment or insurance. I dont have much knolwedge about these concepts. I have gone through some LIC policies like TERM PLAN , JEEVAN ANAND etc. So i just want to know that what will be good for me at this point of time if i want to have good secured life + good returns also. Or some of my friends were recommending me Mutual Funds and SIP. So where i can go ? Please help

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