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Need some understanding about SBI 10-80-10 home loan scheme

I am purchasing a under construction flat. Due to 20% booking charges I need to go with 10-80-10 scheme.

which is giving by LIC on fixed rate for first 2 yrs, agent saying after this period I can shift it to SBI by paying some charges. Is it really true that I can shift to SBI? As SBI is not providing initially 10-80-10 scheme I cant go for it.

Pls. guide.

Suntosh

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