Hi Manish,
I am 23 yrs old and i have booked a flat in chennai. I have time of 1 month to take house loan.
My take home is 27k and axis bank offered me 15 lakhs which is the amount i require.
But i have not yet signed any doc or something.After reading some of your articles am very much confused in going through all these process,
which bank to go? if not axis.
First thing is the insurance which they are makin us to take .Why cant they use our old insurances if i own one(icici)?can i take from icici or lic then ? whether to go for floating or fixed ? what shud be the term 15 or 20 ? what other things i need to check . Please guide me .Though i have read many articles of you , am very nervous now as this is life changin decision which i have to make..
Sri