Hi,
I’d like to ask about investment planning before that introduce myself.
I’m a design engineer and working at MNC in abroad & my Age is 34 yr.
I already did some investment like ULIP policy , life Insurance policy , RD for that paying premium 1.5 lac per annum by that total sum assuared for my life is around 25 lac . Also invested some amount in gold & FDs. In 2010 purchased a flat (cost 27 Lac with 16 lac SBI home loan so paying EMI Rs.21000).
Apart from this I want to invest 12 to 15 lac, for that what kind of option you will suggest for me? I don’t have good knowledge in mutual funds, Stock market investment.Planing to buy a plot near to my home town. hoping for good appreciation for land.
Which is a good plan for retirement policy,family health insurance and child policy for my 4 yr old kid?
Please Give me some tips to get maximum gain on my investment with minimum risk.
Mandar