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My portfolio is good or need some correction?

Hi Manish /Hemant,

I am new in mutual funds, i got grate information and knowledge from this site …..thanks to guiding us,

I have plan my investment as bellow please guide…is this portfolio good diversified and change you recommend please suggest,

1- HDFC MIDCAP OPPORUTINITY GROWTH- RS 2000 SIP

2- FRANKLIN INDIA TAX SHIELD – 1000

3- UTI MNC FUND – 1500

4- SBI FHARMA – 1500

5- ONE DEBT FUND- NOT ABLE TO DECIDE – 1500

6- ONE INDEX OR BOND FUND NOT ABLE TO DECIDE – 1000

SHOULD I ADD SILVER TOO?

PLZ HELP ME INTO THIS AS I AM 29 YEAR, SALARY 45K,

HAVE PPF- 5K MONTH AND IND LIC JEEVAN AANAND.

REGARDS

KRIPA

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