Hi,
Suppose husband and wife are working ( wife might have career-breaks in between) and they have separate bank accounts with MF transactions enabled. Husband already has a fullfledged MF portfolio covering Large-mid-small cap segments. Now if wife wants to start a MF portfolio, is it better to stick to the same fund as hubby or opt for any competitor fund in each of the categories? Since both have different salary account, it would be convenient to setup different SIPs for each person.
In this specific case, my hubby has following growth funds in his SIP
DSPBR Top 100
HDFC Tax saver
HDFD Prudence
ICIC Pru Discovery
Kindly advise on what can be my portfolio