Hello,
Let me first congratulate you for such a great blog. Since I have come across it,never missed a single article.
Now coming back to my query, I am IT Professional 27 yrs married lady with no kids.I am currently holding no term plan yet but planning to buy one.
My requirement is to have term insurance cover worth INR 1.3 Cr with term of 30 yrs.
After reading several articles on the blog & some calculation, I came to the conclusion that Aegon Religare is the best to suit my requirement.However it offers the max term as 25 yrs whereas ICICI I Protect II offers for 30 yrs with the difference of abt INR 1000 approx.ICICI also offers the accidental rider seperately in the premium stated before.
I am now confussed as to which plan shall I go for, ICICI or Religare? Is there any other cheap plan that will suit to my requirements better than these two?
A help in clearing my confussion will be greatly appreciated.
Thanks in advance for your response.