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Loan from Tata Finance

Hi,

I was also thinking to get 25 L. load from the same bank.

Having research, i concluded at 2 option:

1) Axis Bank: which give me at 11.50%.
2) Tata finance: which give me at 10.50%

But recently i read a real case at: https://www.jagoinvestor.com/2012/04/axis-bank-sold-policy-without-informing.html

This issue now make me to hesitate and opens the eye how banks cheat customer..!

So i wanted to know that:

1) is Tata Finance reliable to for my loan?

2) What points should i keep in mind/check thoroughly before i sign load documents?

Your comments/suggestion will help me in my decision.

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