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Loan from PPF or personal loan – which is better?

Dear members

I have a shortage of about Rs 1 Lakh cash for some investment.

I would request you to guide me is it advisable to take a Personal Loan for that amount or Partial Withdrawal from PPF accuont. Which one is better among these two?

I spoke to SBI and they informed I can take a partial withdrawal of about 60000/-.

Pl. advise me if I am losing any benefits if I partially withdrew from PPF. (I am operating PPF for the past 9 years and till date no partial withdrawals or loans taken from ppf).

Thanks in advance, Ram

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