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Lic Retirement and enjoy policy – Should I surrender ?

I have one endowment policy ( pension plan) of Lic.I have taken it last 4 month back.Amount for the policy is about approx.19,200 half yearly and my next premium is to be paid in march 2014.Is this is a good investment.

Please advise… Shall I surrender this policy  now or else to be continued?

 

 

 

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