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LIC Market Plus -I 191

Hi,
We have have been paying rs. 10, 000 pm as premium for LIC market plus -I (191) policy from aug 2008 till date.
My husband was misold this policy. I want to know what does this policy cover and should we surrender the policy, if yes, then when.
I feel 10,000 rs pm for LIC is too much.I would rather break up the amount & invest in good mutual fund. I am not able to trace the agent who sold this policy.
Looking forward to your advice.
PS

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