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LIC Jeevan chaya review

Hello

I currently have this policy from LIC- Jeevan chaya. I wanted some reviews around this product. Is it worth keeping it? or can we stop the payment after 3 years of lock in period.
LIC’s Jeevan Chhaya is an Endowment Insurance policy.

This is the product links –

http://www.licindiaagent.com/jeevan-chhaya-moneyback-life-insurance.php

http://www.etaxindia.org/2010/08/lic%E2%80%99s-jeevan-chhaya-gives-shelter-to-your-life-a-complete-review-of-jeevan-chhaya.html

All thoughts and answers are highly apprecaited.

 

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