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LIC JEEVAN ANAND – Surrender or Make it Paid up ?

I have JEEVAN ANAND policy which was taken way back in Feb 2006 and paying a premium of 22000/- and valid till 2022.  The sum assured is Rs. 3 Lacs.  As I do not get any tax benefit, I do not want to continue with this policy.  I am in dilemma whether to go for paid up or surrender option.

Please suggest.   Thanks in advance for your time and guidance.

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