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Lic health policy

Dear Manish,
I had purchased lic health protection plus.It is a unit linked health policy.At the time of taking the policy my agent told me that as the policy is unit linked, after the maturity the final fund value will be given to me.But recently I have come to know that it has no maturity value.The fund value is only payable if I claim domiciliary treatment benefit.I have already paid three years premium.Should I stop the policy?Please guide me.

Regards,
Sanjay

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