Hi,
I was smoking till 2007 so when I applied for term insurance for 50 lakhs in 2010 I had mentioned as smoking even though I had stopped smoking.
Now I want to increase the SI to 1.5 crore and I am thinking of mentioning as non-smoker in application. Is it alright. I am sure that I am not going to smoke in future.
Also I need to mention my previous policy while applying for new policy. Will it create any problem as it was smoking in previous policy.
Regards,
Nikhil