In the year of 2010, continuity of my mediclaim policy could not be stand just because of bouncing of cheque for insufficient funds reasons. Before 2010, I was paying premium regularly and still paying on yearly without any delay except 2010. Due to unawareness of provision for condon of lapse, now I applied for condon the lapse of a day held in the year of 2010. But Oriental Insurance Company Limited has refused to condon the said lapse. I have already incurred the expenses of Rs. 1.5 lac. Kindly suggest, if there is any provision so that I could reimburse the amount?