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Kotak smart advantage plan

Hi,

I bought this Kotak smart advantage (opportunities fund) in 2008 and has paid 5 premiums till date and the 6th one is due next month, but I am seeing that after paying a total premium of INR 50,000 (till date) my fund value today is INR 53718 which is roughly 7.4% on absolute return.

I would like to understand from you, that will you suggest me to stay with this policy -yes or no; or suggest some better one where i can utilise this fund.

 

Thanks,

Neil (age 32)

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