I have sanctioned with SBI YUVA HL MAXGAIN, and following are my queries
1. Is it true that for first 36 months only interest will be deducted even though I have paid full EMI, if yes how I can ask bank people to deduct principal amount when I am paying full EMI
2. Can I place surplus amount even though my loan type is SBI YUVA HL MAXGAIN
3. Does it going to work like SBI MAXGAIN
4. I am getting the Cheque Book/Net Banking facility for the purpose like maxgain
Please help me I am bit worried about above question
Thanks
Siddhu