Dear Sir,
I have taken Home loan from SBT in Dec 2010 under the scheme of Aishwarya home loan where the interest for first year is 8% and second and third year is 9 %.after the third year is 2.5% above the SBT base rate.
Can i am prepay some amount apart from EMI , Is it possible to switch over to regular loan .Kindly advice.
Regards.
Apna bala