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Is my Insurance cover enough?

Dear Ashal

I have taken sbi max gain loan of rs. 1753000/- for 18 years . My age is 42 years . I have also taken Rinn Rakasha along with max gain so my wife is protected as home loan is concerned, but besides this i have only jeevan saral policy having death cover of rs 500000/- but after 5th prim paid next march 2015 , i am in mood of surrendering it.

Besides this i have taken mediclaim of rs 300000 for myself and rs 200000 for my wife.

I need your advice being above mentioned protection is not enough, what i should do for life insurance . Whether SBI LIFE is good or any other policy ?

regards

milind saraf

pune

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