I had invested in HDFC Pension Super in Feb 2010 and paid premium for 3 years, totaling 4.5 lacs. this is fourth year and my policy stands paid up and my present fund value is 4.55 lacs. fund allocation – growth fund 47%, secure fund 13% and Stable fund 40%. i do not have any plans to withdraw. but wondering whether it is worth holding on to it. please advise thanks.